Roles and Skills
ECLARO delivers top talent for a variety of Collateral Reconciliation Analyst roles across banks, investment firms, clearinghouses, and asset management organizations. Although the specifics and titles may vary for each organization, our experienced recruiters have a track record of success in helping organizations hire at all levels
Junior Actuarial Data Analysts
- Assist in daily collateral reconciliation between internal systems and counterparties
- Support investigation of discrepancies and trade breaks
- Prepare reports on collateral positions, margin calls, and exposures
- Document reconciliation processes and maintain accurate records
Mid-Level Actuarial Data Analysts
- Perform complex reconciliations across multiple asset classes and counterparties
- Identify and resolve settlement breaks, discrepancies, and operational issues
- Collaborate with operations, risk, and trading teams to optimize workflows
- Ensure compliance with regulatory and internal policies
Senior Actuarial Data Analysts
- Lead collateral management and reconciliation projects across the organization
- Develop and implement process improvements, automation, and best practices
- Oversee risk reporting, margin analysis, and exposure monitoring
- Mentor junior analysts and ensure compliance with industry standards and regulations
Key skills
- Financial reconciliation and account verification
- Collateral management systems and valuation software
- Attention to detail and numerical accuracy
- Data analysis and spreadsheet proficiency (Excel, SQL)
- Risk assessment and compliance knowledge
- Strong communication and documentation skills
- Problem-solving and discrepancy resolution
Frequently asked questions
What does a Collateral Reconciliation Analyst do day-to-day?
A Collateral Reconciliation Analyst verifies and reconciles collateral records in lending and investment portfolios. Daily tasks include comparing collateral schedules against supporting documentation, identifying discrepancies in valuations or pledges, updating collateral management systems, and coordinating with loan officers or portfolio managers to resolve exceptions. They produce reconciliation reports, monitor compliance with collateral requirements, and ensure accurate reflection of asset values and status.
What experience and certifications do you typically need for this role?
Most Collateral Reconciliation Analysts have 2-4 years of experience in banking, finance, or loan servicing. A bachelor's degree in finance, accounting, or business is commonly preferred. Familiarity with collateral management platforms (such as LoanDepot, Black Knight, or Calyx) is valuable. Professional certifications like CFA, CPA, or CRP (Certified Reconciliation Professional) can enhance candidacy but are not always required. Strong foundation skills in accounting principles and regulatory knowledge are essential.
How do I hire a Collateral Reconciliation Analyst through a staffing firm?
ECLARO's recruitment process begins with understanding your specific collateral needs, timeline, and technical requirements. We source pre-screened candidates with verified reconciliation experience, conduct technical assessments, and manage the interview and placement process. We handle payroll, taxes, and compliance for contractors, while direct-hire placements come with our full recruitment guarantee. Contact ECLARO to discuss whether a temporary, contract-to-hire, or direct-placement solution best fits your needs.
What are the key responsibilities in collateral reconciliation?
Key responsibilities include reconciling collateral valuations with loan files and market data, identifying missing or expired collateral documentation, monitoring compliance with lending agreements, investigating and resolving discrepancies, maintaining accurate collateral records and audit trails, and reporting collateral status to portfolio managers or guarantors. Analysts also work to prevent collateral shortfalls, manage collateral substitutions, and ensure timely updates to system records when collateral changes hands or valuations shift.
Ways to hire through ECLARO
ECLARO can fill this role through contract or contract-to-hire staffing, direct placement, an Employer of Record (EOR), recruitment process outsourcing (RPO), or a dedicated offshore team in the Philippines (ECAPTIVE).